Student Health Insurance

There is a mandatory hard waiver health insurance requirement. All full-time domestic and international students with 12 credits or more are automatically enrolled and billed for the student health insurance plan (SHIP). Graduate full time students (9 credit hours overall) are also automatically enrolled and billed for this health insurance.

Part-time students and students that are registered for *online courses (this refers to classes with specially designated sections that are held asynchronously, and not in real time) only, regardless of the number of credits, are not automatically enrolled for SHIP. However, these students may enroll voluntarily by contacting Haylor at 1-866-535-0456.

Note: Because of COVID and concerns for student safety, all of FIT's on campus sections moved to remote formats. In these, courses are held synchronously and in real time with students and instructor meeting as they would if the course was held on campus. These remote classes, while held through web based tools, are not categorized as online. Online is the designation for those courses that are specifically built to be asynchronous.

Academic Year Coverage Period Plan Fees
2021 - 2022 August 15, 2021 - January 14, 2022 Aetna Student Health $1100.00
2021 - 2022 January 15, 2022 - August 14, 2022 Aetna Student Health $1524.00
2020 - 2021 August 15, 2020 - January 14, 2021 Aetna Student Health $1231.50
2020 - 2021 January 15, 2021 - August 14, 2021 Aetna Student Health $1231.50

Students can be excused from the mandatory insurance if they have equal or better ACA-compliant health coverage from another US-based company. In order to waive the mandatory insurance, students must submit an online waiver form at by the deadline.


  • fall semester: September 15
  • spring semester: February 15

Questions or need more information?

Contact Haylor at 1-866-535-0456 for questions or more information. For answers to Frequently Asked Questions regarding the student health insurance, please visit our FAQ