Your loan repayment options will vary depending upon the loan type and the lender.
Please read through this section carefully in order to understand the repayment options
available to you as well as your rights and responsibilities as a borrower. As you
begin to navigate loan repayment, you may want to explore the following online tools
FIT FInancial Aid
Student Loan Repayment Checklist Choosing a federal student loan repayment plan
Estimate monthly loan repayments using a loan repayment
calculator Steps to finding a solution when you are having problems making your payments
Information for PLUS loan borrowers
Information for Private loan borrowers
Loan counseling and budgeting assistance -
TIP: Paying extra toward your student loan?
Servicer to find out how to make a payment so that the additional funds go toward your principal.
Confirm, after every extra payment, that your funds were applied correctly.
Gather information on your outstanding federal loans and find out who your Servicer/s
Salt was created by the nonprofit organization American Student Assistance (ASA) to
help students and families navigate financing and repaying higher educational expenses.
The Fashion Institute of Technology will be joining with Salt to provide you with
a free membership for this service.
Take advantage of exclusive features that come with your Salt membership. Just go
Contact experts for guidance about managing and repaying your loans
Import, track, and manage your student loan data in a single place with a personal
Build your financial know-how with My Money 101™ lessons
Become a savvy spender with members-only discounts
Get information about scholarships that cut the cost of your education
Create a profile and have access to the latest information and tools that will help
you gain the skills to handle your current and future finances.