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Student Health Insurance

There is a mandatory hard waiver health insurance policy. All full-time domestic and international students are automatically enrolled and billed for this health insurance. For questions and details of the plan, go to gallagherstudent.com/FIT or call Gallagher Student at 1 (800) 397.4938.

Plan Coverage Fees 
August 22, 2015 - January 14, 2016 $770.00
January 15, 2016 - August 21, 2016 $770.00

Students can be excused from the mandatory insurance if they have equal or better health coverage from another company. In order to waive the mandatory insurance, students must submit an online waiver form by the waiver deadline date.  The waiver form for 2015-2016 academic year will be available beginning July 1, 2015.


Instructions to waive the student health insurance
  1. Go to gallagherstudent.com/FIT.
  2. Click Student Enrollment/Waiver.
  3. Log in by following the instructions in the red box.
    • Your username is your FIT email address. Please enter the entire email address using this format: (First_Last@fitnyc.edu).
    • Your password is your FIT Student ID#. When entering your Student ID#, remove the "@" and replace it with a "0" (i.e. @01234567 should be 001234567).
  4. Click the blue I WANT TO WAIVE/ENROLL button.
  5. Scroll to WAIVER REQUIREMENTS and complete the form, then click CLICK TO CONTINUE.
  6. Fill out Student Information.
  7. Select the I want to Waive option and fill out  the Insurance Company Information.
Immediately upon submitting the waiver form, you will receive a reference number. You will subsequently receive an email confirmation at the email address you provided. Retain this reference number for your records, as it is your only documentation that your form was successfully submitted.

If your request to waive the student health insurance is approved, the student health insurance fee will be credited to your FIT account balance.


Insurance Card

The insurance cards are sent after the waiver deadline to students who did not waive the school health insurance. If you need the insurance card before the waiver deadline, you need to confirm your enrollment by following the instructions below:

Instructions to confirm enrollment to the student health insurance:
  1. Go to gallagherstudent.com/FIT.
  2. Click Student Enrollment/Waiver.
  3. Log in by following the instructions in the red box.
    • Your username is your FIT email address. Please enter the entire email address using this format: (First_Last@fitnyc.edu).
    • Your password is your FIT Student ID#. When entering your Student ID#, remove the "@" and replace it with a "0" (i.e. @01234567 should be 001234567).
  4. Click the blue I WANT TO WAIVE/ENROLL button.
  5. Check the checkbox confirming you intend to enroll in the Student Health Insurance Plan, then click CLICK TO CONTINUE.
  6. Complete the form and click CLICK TO CONTINUE.

    Your enrollment confirmation will be sent to United Healthcare for processing. This may take 3-5 business days. You may download/print your insurance card after your enrollment has been processed.
Instructions to download the insurance card:
  1. Go to gallagherstudent.com/FIT.
  2. Click Account Home.
  3. Click Generate ID Card towards the bottom of the page.

Claims

Please submit all claims with patient name and identification number to:
United Healthcare Student Resources
PO BOX 809025
Dallas, TX 75380-9025
1 (877) 349.9017


Prescriptions

For coverage, present your ID card at the pharmacy when dropping off your prescription. If you haven't received your ID card, you may pay for the prescription, then complete the Express Scripts Claim Form for reimbursement.

To locate a participating pharmacy, call Express Scripts at 1 (800) 451.6245 or visit express-scripts.com. For more information on prescription coverage, please visit gallagherstudent.com/FIT or call 1 (800) 397.4938.


Participating Healthcare Providers

For information on participating healthcare providers, please contact:

2014-2015
United Healthcare Options PPO
1 (800) 767.0700
gallagherstudent.com/FIT, click 'Find A Doctor'
www.uchsr.com


Gallagher Student Complements Programs

EyeMed Discount Vision Plan
1 (866) 839.3633
www.enrollwitheyemed.com

Basix Dental Savings and CampusFit
1 (888) 274.9961
www.basixstudent.com


Need insurance after graduation?

Gallagher Student offers coverage from 30 to 180 days for part-time students, new graduates, alumni, and temporary employees. Enrollees can customize their plan by choosing from a range of deductibles and length of coverage up to the maximum of one year*.

*May vary by state. Availability is based on state of permanent residency.

For more information please visit:
http://quote.sasid.com/quoteintelligence/launch.aspx?refnumber=000002710-026-101


Questions? Need more information?

For general information on the benefits, on how to enroll, or service issues, please contact:
Gallagher Student
500 Victory Road
Quincy, MA 02171
1 (800) 397.4938
www.gallagherstudent.com/FIT
Email: FITStudent@Kosterins.com

For information on a specific claim or to check the status of a claim, please contact:
HealthSmart, formerly Klais & Company, Inc.
3320 West Market Street, Suite 100
Fairlawn, OH 44333
1 (800) 331.1096
www.healthsmart.com
Email: akronclaim@healthsmart.com

To register for StatusLink Claims Look-Up, go to www.healthsmart.com.

For answers to Frequently Asked Questions regarding the student health insurance, click here.
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