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Study Abroad Summer & Winter Programs Cancellation, Withdrawal & Refund Policy
CANCELLATION:
If FIT cancels the program due to low enrollment, you will receive a refund for all payments you have made. 

If FIT is required to cancel a program prior to departure due to unforeseen circumstances over which FIT has no control, students will be responsible for any financial commitments that have been made on their behalf
(non-refundable flight deposits or airfares, non-refundable hotel bookings, etc.). 


WITHDRAWAL:
Submit a request by email to BOTH the Office of International Programs at oip@fitnyc.edu and the course instructor. Withdrawal will be effective upon receipt of this communication and the conditions below will apply depending upon when you withdraw.

Withdrawal from the course: 
1. If you withdraw before the first day of your class abroad, you will receive a full refund for the tuition and registration and technology fees. 
2. If you withdraw at any time after the course has begun, there is no refund of tuition or registration and technology fees.

Withdrawal from the program:
Please note that Program Fees are calculated on a group basis and an individual withdrawal affects the entire group. 

1. The $60.00 Application Fee and $200 first deposit are strictly non-refundable as FIT will begin to make arrangements on your behalf.
2. If you withdraw for any reason after you have begun payments, you will be charged according to the expenses that have been incurred.
3. Students who withdraw for any reason within 60 days of the start of the program will not receive any refund of the Program Fee as guaranteed airline, hotel, museum and other arrangements have been made on their behalf. If you decide to return home for any reason you will be required to arrange and pay for your own return travel.  Students who have documented illness and are required to return home should contact the Emergency Assistance department of their Medical Insurance provider.



Trip Cancellation Insurance
Because no refund is guaranteed once you have begun making payments, FIT recommends that all study abroad students consider trip cancellation insurance to cover travel arrangements in the event of a cancellation or delay due to certain unforeseen events, such as documented serious illness or hospitalization. 

Trip cancellation coverage requires very specific proof of insured conditions. Each policy needs to be carefully evaluated. Depending on the policy, some conditions for trip cancellation or delay may be excluded. Generally, an individual decision not to participate for personal reasons would not be covered. Policies also vary on when trip cancellation insurance must be purchased. Students should verify the terms and conditions with the travel insurance providers offering the policy.

Although FIT does not endorse or recommend any insurance provider, we have become aware of the following providers that you may want to research or consider:

STA Travel
30 3rd Avenue New York, NY 10003 - (212) 473-6100

INSURE MY TRIP.COM

Should you need any additional information, please contact the Office of International Programs at your earliest convenience.

June 2012, Office of International Programs at FIT
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